Caregiver Prep Tips for the Sandwich Generation

by | Aug 31, 2017

What about assistance before the sandwich generation even becomes a caregiver? Today we focus on this task: sandwich generation caregiver preparation tips.

Sandwich Generation Caregiver Preparation Tips

If you are a member of the sandwich generation but are not caregiving yet for your children and parents simultaneously, it is best to be prepared. As the saying goes, “Forewarned is forearmed.” If you take steps now in preparation for the inevitability of life, then you should be able to tackle the stress when it comes your way.

Sandwich generation caregiver preparation tips fall into a number of categories that can be grouped accordingly: finance, family, work and self-care.

Finance Tips

Finance sandwich generation caregiver preparation tips are as follows:

Plan for retirement. Many people put off any type of retirement planning. Excuses mount, and nothing materializes. Retirement planning is extremely important if you know there will definitely come a day when you are sandwiched between caregiving for your children and your parents. Don’t put it off, but instead think ahead for your retirement from the workforce. If you don’t plan for retirement, you can put yourself, and possibly your children, in financial jeopardy.

Start an emergency savings account. When the day arrives and you are caring for your children and parents, it can become a huge financial drain. Be prepared for this eventuality. Set up an emergency savings account so you have a cushion to help in an emergency. How much money should be saved? A good rule of thumb is to have at least three months of expenses deposited into this account.

Get tax advice from an expert. Once you are a member of the sandwich generation, the provided care can sometimes allow you to claim your children and parents as dependents. Consult a tax expert to find out whether you are entitled to take deductions.

Family Tips

Family sandwich generation caregiver preparation tips are:

If you have siblings, meet and discuss the future care of your parents. Family dynamics don’t always allow for open and honest discussion among siblings. However, when it comes to discussing the care of your parents in the future tense, put aside any hard feelings and make it happen. Don’t automatically take on the care of parents alone. Share the responsibility and develop a plan whereby you each take a shift in caregiving.

If you have adult children, enlist their assistance. Adult children make great resources to offset the responsibilities of caring for aging parents. You can create schedules to rotate help ─ for instance, trips to the grocery store and doctor visits. Enlisting the assistance of adult children also helps set the stage for later on when they become the sandwich generation for you.

Spend quality time with your family. Being a member of the sandwich generation can be stressful and a constraint on free time, but never lose sight of the fact that your family is important.

For the sandwich generation, employers are  often overlooked resources. Research your employer’s policy on family leave, and find out whether a flexible work schedule is available. Having conversations now in preparation for the future can decrease stress when you know all existing options.

Lastly, it is extremely important to start taking care of yourself now before you are totally immersed in the care of both parents and children. Don’t neglect yourself. If you are not well, physically or emotionally, how can you care for either end of the generational spectrum?

Best Resources for Sandwich Generation Caregivers

There is a wealth of available resources for caregivers. The following are some of the best for sandwich generation caregivers:

AARP created a specific Caregiving Resource Center for people to access information and resources about all aspects of caregiving. Different sections of the website tackle specific topics on the subject, such as benefits and insurance, legal and financial, senior housing and providing care.

ARCH National Respite Network helps families locate respite and crisis care services in their communities.

Caregiver Action Network works to improve the quality of life for the more than 90 million Americans who care for loved ones with chronic conditions, disabilities, diseases or the frailties of old age. The organization provides education, peer support and resources to family caregivers across the country free of charge.

Family Caregiver Alliance is the first community-based nonprofit organization in the country to address the needs of families and friends providing long-term care for loved ones at home. Their educational programs and resources are designed with caregivers’ needs in mind, and offer support, tailored information and tools to manage the complex demands of caregiving. One of the best tools is the Family Care Navigator, which helps caregivers locate support services by state.

Rosalyn Carter Institute for Caregiving provides caregivers with resource tools, which help promote health and skills. The organization focuses on helping caregivers cope with chronic illnesses and disabilities across the lifespan.

Well Spouse Association assists well spouses by finding peer support and education about the special challenges and unique issues they face every day caring for an ill spouse.

Chapters Health System is committed to serving the needs of its patients, families, caregivers, health providers, partners and communities.

Discover more details and information about family and caregiver resources.

For more information, please call our helpful Chapters Health team at 1.866.204.8611 or Contact Us.

Phoebe Ochman

Phoebe Ochman

Phoebe Ochman, director of corporate communications for Chapters Health System, manages all content and communications for the nonprofit organization. Email: [email protected]

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Established in 1983 as a community-centered, nonprofit entity, Chapters Health has grown exponentially through its radical approach to healthcare that leverages a one-of-a-kind system to support patients, families, and caregivers across the country, while remaining grounded in the mission of taking care of patients, or taking care of those who do®.

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CEO and Executive President,
American Medical Association

John Whyte, MD, MPH serves as the CEO and Executive Vice President of the American Medical Association, the nation’s largest physician organization.

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Dr. Venki Ramakrishnan

Nobel Laureate

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In addition to his academic work, Ramakrishnan is a science partner of the venture capital fund Ahren Innovation Capital, and on the boards of the AI-based drug development company, Isomorphic Labs, and the British Library. He recently co-founded RNAvate, an RNA therapeutics company based on stable, next-generation RNA molecules. In the public arena, he played a leadership role when he was president of the Royal Society, including dealing with the consequences of Brexit and helping convene the Society’s response to provide advice during the covid pandemic and did a significant amount of public engagement including articles in the press and appearances on national media.

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Andrew Molosky

President and CEO, Chapters Health System

Andrew Molosky is the President and Chief Executive Officer of Chapters Health System, the country's defining chronic illness organization, comprised of more than 30 different companies and programs, including the nation's largest nonprofit hospice network, PACE, value-based care such as CareNu, a Medicare Advantage plan, managed services organizations, technology solutions, advanced illness offerings, and more.
Established in 1983 as a community-centered, nonprofit entity, Chapters Health has grown exponentially through Molosky's innovative approach to healthcare, becoming a national leader recognized by Great Places to Work, Fortune, USA Today, and others for being a top place to work.
As a leading voice in healthcare, Molosky is routinely engaged as a consultant, speaker, and mentor. Molosky is modeling and leading across several industries concurrently.
Molosky has more than 20 years of experience spanning an array of geographies and organizations, including publicly traded, privately held, and nonprofit. He completed his undergraduate work at the University of Toledo and his Master of Business Administration from the Ken Blanchard College of Business at Grand Canyon University, additionally holding his Fellowship from the American College of Healthcare Executives.

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